Penny: Personal Finance
Organize everyday money calmly, without an account.
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功能
Transaction Tracking
Record expenses, income, and transfers across financial accounts with balances and recent activity updated immediately.
Budget Monitoring
Set monthly category limits, compare them with spending, and see what remains.
Recurring Schedules
Plan repeating activity such as rent, subscriptions, and salary, then review and post each occurrence.
Financial Insights
Compare monthly, quarterly, and yearly transaction history with category breakdowns and income-versus-spending views.
Exports and Backups
Attach receipts, export records to CSV, and create portable database backups whenever you choose.
关于
Penny is a calm personal finance workspace for keeping everyday money organized without creating an account. Record expenses, income, and transfers across your financial accounts, then see balances and recent activity update immediately. Set monthly limits for the categories that matter to you. Penny compares each budget with posted spending so you can see what remains, spot overspending, and adjust your plan before the month gets away from you. Create recurring schedules for rent, subscriptions, salary, and other repeating activity. Every occurrence stays under your control: Penny shows what is coming up and only creates a financial record after you review and post it. Insights turn your real transaction history into clear monthly, quarterly, and yearly comparisons. Explore category breakdowns, compare income with spending, and identify changes without sending your records to an online service. Attach receipts to transactions, export records to CSV, and create portable database backups whenever you choose. Penny stores its working data on your device and requires no login. Penny supports English, Simplified Chinese, Traditional Chinese, Japanese, Korean, French, German, Spanish, and Portuguese.
常见问题解答
Do I need to create an account?
No. Penny requires no login and lets you organize your finances without creating an account.
Can I set monthly budgets?
Yes. Set limits for the categories that matter to you and track remaining amounts and overspending.
How does recurring activity work?
Create schedules for repeating activity, review what is coming up, and post each occurrence when you are ready.
Does Penny send my financial records online?
No. Penny stores its working data on your device and does not send your records to an online service.
Can I export or back up my records?
Yes. You can export records to CSV and create portable database backups whenever you choose.
隐私与要求
- 隐私
- Penny stores its working data on your device, requires no login, and does not send your records to an online service.
- 语言
- Chinese (Simplified), Chinese (Traditional), English (United States), French, German, Japanese, Korean, Portuguese, Spanish